We're breaking barries

We're breaking barries

We're breaking barries

The next generation invoice funding, but faster

We're revolutionizing the way SaaS founders access capital. Our data-driven approach allows us to assess business performance in real time, within seconds.

Clario dashboard showing balance, daily spending limit, savings plans, and real-time expense tracking in a modern interface.
Clario dashboard showing balance, daily spending limit, savings plans, and real-time expense tracking in a modern interface.
Clario dashboard showing balance, daily spending limit, savings plans, and real-time expense tracking in a modern interface.

How CAPFYLE works

Credit card mockup displaying $430,000 balance and masked card details

2 mins

1. Tell us about your business

Once you've created a free account, take a moment to share some details about your company.

Spending chart card showing a line graph with a highlighted data point from June 2028

6 mins

2. Securely connect your platforms

We analyze your data to give you tailored funding offers. Our system only reads your data.

Daily limit card showing $2,500 spent, representing 12.5% of the total limit

4 minutes

3. Select an offer and add invoices

Choose a funding offer that works best for you. Then add your invoices. After approval, we instantly send the funds.

How CAPFYLE works

Credit card mockup displaying $430,000 balance and masked card details

2 mins

1. Tell us about your business

Once you've created a free account, take a moment to share some details about your company.

Spending chart card showing a line graph with a highlighted data point from June 2028

6 mins

2. Securely connect your platforms

We analyze your data to give you tailored funding offers. Our system only reads your data.

Daily limit card showing $2,500 spent, representing 12.5% of the total limit

4 minutes

3. Select an offer and add invoices

Choose a funding offer that works best for you. Then add your invoices. After approval, we instantly send the funds.

How CAPFYLE works

Credit card mockup displaying $430,000 balance and masked card details

2 mins

1. Tell us about your business

Once you've created a free account, take a moment to share some details about your company.

Spending chart card showing a line graph with a highlighted data point from June 2028

6 mins

2. Securely connect your platforms

We analyze your data to give you tailored funding offers. Our system only reads your data.

Daily limit card showing $2,500 spent, representing 12.5% of the total limit

4 minutes

3. Select an offer and add invoices

Choose a funding offer that works best for you. Then add your invoices. After approval, we instantly send the funds.

Costs

What does CAPFYLE cost per month?

You only pay a flat fee based on the invoice amount and payment term - no account, transaction, or setup fees, and no hidden costs. Simple, fair, and transparent - no surprises!

Funded invoice

$15,000

Cost for

8 months

Flat Fee

$300

Repayment

$1,875

Total costs

$2,175

Costs

What does CAPFYLE cost per month?

You only pay a flat fee based on the invoice amount and payment term - no account, transaction, or setup fees, and no hidden costs. Simple, fair, and transparent - no surprises!

Funded invoice

$15,000

Cost for

8 months

Flat Fee

$300

Repayment

$1,875

Total costs

$2,175

Costs

What does CAPFYLE cost per month?

You only pay a flat fee based on the invoice amount and payment term - no account, transaction, or setup fees, and no hidden costs. Simple, fair, and transparent - no surprises!

Funded invoice

$15,000

Cost for

8 months

Flat Fee

$300

Repayment

$1,875

Total costs

$2,175

Data-driven

Data-driven

Connect your platforms and get a decision in seconds

Data-driven

Connect your platforms and get a decision in seconds

Why CAPFYLE?

Why CAPFYLE?

Why CAPFYLE?

Funding unlike any other

SaaS founders in every stage

Get up to $1M limit in 3 hours

We don't take any personal guarantees

Spend your funds however you want

We don't take any collateral

Traditional bank loans

Not for starting SaaS founders

Approval processes lengty and slow

Personal guarantee

A lot of inspection and control

Inventory or real estate as collateral

SaaS founders in every stage

Get up to $1M limit in 3 hours

We don't take any personal guarantees

Spend your funds however you want

We don't take any collateral

Traditional bank loans

Not for starting SaaS founders

Approval processes lengty and slow

Personal guarantee

A lot of inspection and control

Inventory or real estate as collateral

SaaS founders in every stage

Get up to $1M limit in 3 hours

We don't take any personal guarantees

Spend your funds however you want

We don't take any collateral

Traditional bank loans

Not for starting SaaS founders

Approval processes lengty and slow

Personal guarantee

A lot of inspection and control

Inventory or real estate as collateral

Got questions?
We’ve got answers.

01

What is CAPFYLE?

CAPFYLE is a factoring service for SaaS founders. We pay your outstanding invoices of your B2B customers and you pay us back up to 12 months later. The point of CAPFYLE is to free up capital that would otherwise get stuck in the supply chain. Growing SaaS founders can keep momentum as they don’t need to worry about cash flow crunches, or make hard choices between investing in growth or stocking up on expanding in personnel.

02

How does CAPFYLE work?

After creating your free account, getting approved for a CAPFYLE limit and adding B2B customers, you can upload your invoices along with payment details in the CAPFYLE platform. CAPFYLE will pay you in the desired bank account. You will also get a monthly invoice from CAPFYLE for the repayment (that should happen 1 - 12 months, depending on the terms you choose).

03

How do I get the CAPFYLE limit?

When you create your free account, you’ll need to connect your platforms and do a simple KYB and KYC for review. We analyze your performance data to give you tailored funding offers. Our system only reads your data and never modifies it.

04

Are we a good match?

Our credit analysis is based on a variety of factors, and is determined on a case-by-case basis. But generally speaking, we tend to be a match for SaaS founders that send invoices to B2B customers, and have been operating for at least 6 months - with a good potential and annual sales of $100,000 or more.

05

How can I increase profitability with CAPFYLE?

SaaS founders benefit from a number of business improvements and growth opportunities. They will be able to shift to cheaper (and more innovative) technology options, increase order sizes, negotiate supplier discounts, go big on sales and marketing, hire more personnel, as well as simply improve cash flow. And we’re pretty sure that together we’ll uncover more ways.

06

Do I need to tell my B2B customers that we’re using CAPFYLE?

Not necessarily. The payment will come from CAPFYLE into your bank acocunt, instead of your B2B customers, and you’ll pay us back within 1 - 12 months, depending on the terms you choose. We use the invoice reference to ensure that the payment is connected to your original invoice.

07

Is CAPFYLE revenue-based financing?

No. What we do is a bit more straightforward and specific. With revenue-based financing, you get capital to spend freely, in return of a percentage of ongoing revenue. With CAPFYLE, your B2B customer invoice gets paid in advance by us, and you pay us back within 1 - 12 months, depending on the terms you choose, with a simple and transparent flat fee. We only need to connect your sales, accounting and banking platforms and do a simple KYB and KYC for review.

08

Does it cost anything to create an account?

No. Having a account or limit with CAPFYLE doesn’t cost you anything.

09

What does CAPFYLE cost?

We charge a flat fee for each invoice we pay on behalf of your B2B customer. The total amount will depend on your chosen terms of 8 - 12 months, but will always be clearly shown on the platform before you add your invoice. Having a limit won’t cost you anything - so you only pay for our service if you use it.

10

How is my fee determined?

The fee will vary depending on a few different factors, such as country of incorporation and operation, your chosen repayment terms, the strength of your financials, and your trading history with CAPFYLE. For this reason, it’s hard for us to give an exact number on pricing - but you can reach out to our dedicated account executives with more info on your SaaS company to get an estimate.

11

How is my CAPFYLE limit determined?

Your CAPFYLE limit will be determined based on your company’s financials, as well as your trading history with CAPFYLE. By connecting your sales, accounting and banking platforms, your CAPFYLE limit can change and increase to adapt as your SaaS business grows.

12

So, what’s the catch?

There is none. A lot of people think CAPFYLE’s offer seems “too good to be true” (especially once they hear we don’t take security on the founder). But we run thorough checks before giving SaaS founders a limit and we do charge a fee for our service. We’re not just giving money away to anyone, without getting anything in return. We’re a business too. The reason we can keep our pricing competitive and ensure the risk we take on is manageable is that we base our assessments on our SaaS founders recent financials.

13

What kind of companies can use CAPFYLE?

We can only work with companies who are founded and operational in the United States, The Netherlands or Belgium that sell software-as-a-service to companies. Approval is based on a variety of factors, but generally speaking, SaaS founders that qualify for a CAPFYLE limit tend to have been operational for at least 6 months - with a good potential and annual sales of $100,000 or more.

14

What kind of information do you need from us?

When you create your free account, you need to connect your sales, accounting and banking platforms and do a simple KYB and KYC for review. If you’d like an indication of what your CAPFYLE limit might be before you create a free account, get in touch with our account executives.

15

How do you ensure my data is safe?

CAPFYLE is CCPA compliant and only shares necessary data with our funding partners in the credit decision process. Please see our Terms of Service and Privacy Policy for further information.

16

How quickly can I get started?

We can get you up and running within 3 hours!

Got questions?
We’ve got answers.

01

What is CAPFYLE?

CAPFYLE is a factoring service for SaaS founders. We pay your outstanding invoices of your B2B customers and you pay us back up to 12 months later. The point of CAPFYLE is to free up capital that would otherwise get stuck in the supply chain. Growing SaaS founders can keep momentum as they don’t need to worry about cash flow crunches, or make hard choices between investing in growth or stocking up on expanding in personnel.

02

How does CAPFYLE work?

After creating your free account, getting approved for a CAPFYLE limit and adding B2B customers, you can upload your invoices along with payment details in the CAPFYLE platform. CAPFYLE will pay you in the desired bank account. You will also get a monthly invoice from CAPFYLE for the repayment (that should happen 1 - 12 months, depending on the terms you choose).

03

How do I get the CAPFYLE limit?

When you create your free account, you’ll need to connect your platforms and do a simple KYB and KYC for review. We analyze your performance data to give you tailored funding offers. Our system only reads your data and never modifies it.

04

Are we a good match?

Our credit analysis is based on a variety of factors, and is determined on a case-by-case basis. But generally speaking, we tend to be a match for SaaS founders that send invoices to B2B customers, and have been operating for at least 6 months - with a good potential and annual sales of $100,000 or more.

05

How can I increase profitability with CAPFYLE?

SaaS founders benefit from a number of business improvements and growth opportunities. They will be able to shift to cheaper (and more innovative) technology options, increase order sizes, negotiate supplier discounts, go big on sales and marketing, hire more personnel, as well as simply improve cash flow. And we’re pretty sure that together we’ll uncover more ways.

06

Do I need to tell my B2B customers that we’re using CAPFYLE?

Not necessarily. The payment will come from CAPFYLE into your bank acocunt, instead of your B2B customers, and you’ll pay us back within 1 - 12 months, depending on the terms you choose. We use the invoice reference to ensure that the payment is connected to your original invoice.

07

Is CAPFYLE revenue-based financing?

No. What we do is a bit more straightforward and specific. With revenue-based financing, you get capital to spend freely, in return of a percentage of ongoing revenue. With CAPFYLE, your B2B customer invoice gets paid in advance by us, and you pay us back within 1 - 12 months, depending on the terms you choose, with a simple and transparent flat fee. We only need to connect your sales, accounting and banking platforms and do a simple KYB and KYC for review.

08

Does it cost anything to create an account?

No. Having a account or limit with CAPFYLE doesn’t cost you anything.

09

What does CAPFYLE cost?

We charge a flat fee for each invoice we pay on behalf of your B2B customer. The total amount will depend on your chosen terms of 8 - 12 months, but will always be clearly shown on the platform before you add your invoice. Having a limit won’t cost you anything - so you only pay for our service if you use it.

10

How is my fee determined?

The fee will vary depending on a few different factors, such as country of incorporation and operation, your chosen repayment terms, the strength of your financials, and your trading history with CAPFYLE. For this reason, it’s hard for us to give an exact number on pricing - but you can reach out to our dedicated account executives with more info on your SaaS company to get an estimate.

11

How is my CAPFYLE limit determined?

Your CAPFYLE limit will be determined based on your company’s financials, as well as your trading history with CAPFYLE. By connecting your sales, accounting and banking platforms, your CAPFYLE limit can change and increase to adapt as your SaaS business grows.

12

So, what’s the catch?

There is none. A lot of people think CAPFYLE’s offer seems “too good to be true” (especially once they hear we don’t take security on the founder). But we run thorough checks before giving SaaS founders a limit and we do charge a fee for our service. We’re not just giving money away to anyone, without getting anything in return. We’re a business too. The reason we can keep our pricing competitive and ensure the risk we take on is manageable is that we base our assessments on our SaaS founders recent financials.

13

What kind of companies can use CAPFYLE?

We can only work with companies who are founded and operational in the United States, The Netherlands or Belgium that sell software-as-a-service to companies. Approval is based on a variety of factors, but generally speaking, SaaS founders that qualify for a CAPFYLE limit tend to have been operational for at least 6 months - with a good potential and annual sales of $100,000 or more.

14

What kind of information do you need from us?

When you create your free account, you need to connect your sales, accounting and banking platforms and do a simple KYB and KYC for review. If you’d like an indication of what your CAPFYLE limit might be before you create a free account, get in touch with our account executives.

15

How do you ensure my data is safe?

CAPFYLE is CCPA compliant and only shares necessary data with our funding partners in the credit decision process. Please see our Terms of Service and Privacy Policy for further information.

16

How quickly can I get started?

We can get you up and running within 3 hours!

Got questions?
We’ve got answers.

01

What is CAPFYLE?

CAPFYLE is a factoring service for SaaS founders. We pay your outstanding invoices of your B2B customers and you pay us back up to 12 months later. The point of CAPFYLE is to free up capital that would otherwise get stuck in the supply chain. Growing SaaS founders can keep momentum as they don’t need to worry about cash flow crunches, or make hard choices between investing in growth or stocking up on expanding in personnel.

02

How does CAPFYLE work?

After creating your free account, getting approved for a CAPFYLE limit and adding B2B customers, you can upload your invoices along with payment details in the CAPFYLE platform. CAPFYLE will pay you in the desired bank account. You will also get a monthly invoice from CAPFYLE for the repayment (that should happen 1 - 12 months, depending on the terms you choose).

03

How do I get the CAPFYLE limit?

When you create your free account, you’ll need to connect your platforms and do a simple KYB and KYC for review. We analyze your performance data to give you tailored funding offers. Our system only reads your data and never modifies it.

04

Are we a good match?

Our credit analysis is based on a variety of factors, and is determined on a case-by-case basis. But generally speaking, we tend to be a match for SaaS founders that send invoices to B2B customers, and have been operating for at least 6 months - with a good potential and annual sales of $100,000 or more.

05

How can I increase profitability with CAPFYLE?

SaaS founders benefit from a number of business improvements and growth opportunities. They will be able to shift to cheaper (and more innovative) technology options, increase order sizes, negotiate supplier discounts, go big on sales and marketing, hire more personnel, as well as simply improve cash flow. And we’re pretty sure that together we’ll uncover more ways.

06

Do I need to tell my B2B customers that we’re using CAPFYLE?

Not necessarily. The payment will come from CAPFYLE into your bank acocunt, instead of your B2B customers, and you’ll pay us back within 1 - 12 months, depending on the terms you choose. We use the invoice reference to ensure that the payment is connected to your original invoice.

07

Is CAPFYLE revenue-based financing?

No. What we do is a bit more straightforward and specific. With revenue-based financing, you get capital to spend freely, in return of a percentage of ongoing revenue. With CAPFYLE, your B2B customer invoice gets paid in advance by us, and you pay us back within 1 - 12 months, depending on the terms you choose, with a simple and transparent flat fee. We only need to connect your sales, accounting and banking platforms and do a simple KYB and KYC for review.

08

Does it cost anything to create an account?

No. Having a account or limit with CAPFYLE doesn’t cost you anything.

09

What does CAPFYLE cost?

We charge a flat fee for each invoice we pay on behalf of your B2B customer. The total amount will depend on your chosen terms of 8 - 12 months, but will always be clearly shown on the platform before you add your invoice. Having a limit won’t cost you anything - so you only pay for our service if you use it.

10

How is my fee determined?

The fee will vary depending on a few different factors, such as country of incorporation and operation, your chosen repayment terms, the strength of your financials, and your trading history with CAPFYLE. For this reason, it’s hard for us to give an exact number on pricing - but you can reach out to our dedicated account executives with more info on your SaaS company to get an estimate.

11

How is my CAPFYLE limit determined?

Your CAPFYLE limit will be determined based on your company’s financials, as well as your trading history with CAPFYLE. By connecting your sales, accounting and banking platforms, your CAPFYLE limit can change and increase to adapt as your SaaS business grows.

12

So, what’s the catch?

There is none. A lot of people think CAPFYLE’s offer seems “too good to be true” (especially once they hear we don’t take security on the founder). But we run thorough checks before giving SaaS founders a limit and we do charge a fee for our service. We’re not just giving money away to anyone, without getting anything in return. We’re a business too. The reason we can keep our pricing competitive and ensure the risk we take on is manageable is that we base our assessments on our SaaS founders recent financials.

13

What kind of companies can use CAPFYLE?

We can only work with companies who are founded and operational in the United States, The Netherlands or Belgium that sell software-as-a-service to companies. Approval is based on a variety of factors, but generally speaking, SaaS founders that qualify for a CAPFYLE limit tend to have been operational for at least 6 months - with a good potential and annual sales of $100,000 or more.

14

What kind of information do you need from us?

When you create your free account, you need to connect your sales, accounting and banking platforms and do a simple KYB and KYC for review. If you’d like an indication of what your CAPFYLE limit might be before you create a free account, get in touch with our account executives.

15

How do you ensure my data is safe?

CAPFYLE is CCPA compliant and only shares necessary data with our funding partners in the credit decision process. Please see our Terms of Service and Privacy Policy for further information.

16

How quickly can I get started?

We can get you up and running within 3 hours!

Invoice funding for SaaS founders, but faster

Get up to 80% of your invoice amount instantly with no lock-ins or hidden fees with CAPFYLE.

Invoice funding for SaaS founders, but faster

Get up to 80% of your invoice amount instantly with no lock-ins or hidden fees with CAPFYLE.

Invoice funding for SaaS founders, but faster

Get up to 80% of your invoice amount instantly with no lock-ins or hidden fees with CAPFYLE.